Supplemental Health Benefits

My Profitability Mavens
Empowering employers and employees with comprehensive supplemental health benefits that boost take-home pay, improve health outcomes, and increase retention.
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Supplemental Health Benefits at a Glance
Boosts Take-Home Pay
Increase employee compensation through tax-advantaged benefits structure.
Improves Health Outcomes
Comprehensive health resources lead to better employee wellness.
Increases Retention
Enhanced benefits package improves employee satisfaction and loyalty.
Save on average $650/employee/year
No net cost to the business
Funded through pre-tax payroll deductions
Fully compliant with IRS guidelines
Integrates with your current benefits - No changes needed
Employee Benefits That Matter
Comprehensive Coverage
Our supplemental health benefits provide employees with additional coverage beyond traditional health insurance, filling gaps and reducing out-of-pocket expenses.
Financial Wellness
Employees enjoy increased take-home pay through tax-advantaged benefit structures while gaining access to valuable health resources.
Simplified Experience
One app, one login gives employees easy access to all their benefits in a single, user-friendly platform.
24/7 Telehealth & mental health access
Top 1000+ medications free.
Up to $1,500 in hospital indemnity coverage
Biometric wellness app with health coaching
Earn rewards for healthy habits
From Complexity to Simplicity
Understand Your Needs
We analyze your current benefits structure and identify opportunities for improvement.
Customize Your Plan
Our team designs a tailored solution that meets your specific requirements and budget.
Implement Seamlessly
We handle all aspects of implementation, ensuring a smooth transition for you and your employees.
Foundation of Our Program
Section 125 Foundation
Our program is built on a deep understanding of Section 125 ruling and guidelines, ensuring full compliance while maximizing benefits.
Flexible Indemnity Plan
Hospital indemnity plan with 6 levels allows for an average of 94% of employees to participate. A-rated carrier since 1986.
Comprehensive Design
Specifically developed to meet IRC guidelines with built-in compliance methods for peace of mind.
A Complete Program
One App, One Login
Access all benefits through a single, user-friendly platform.
Personalized Assessments
Customized health evaluations for targeted wellness plans.
Centralized Benefits
All health resources available in one convenient location.
AI Health Coach
Virtual guidance for ongoing wellness support.
Meeting employees where they are and facilitating simple access to care has proven to be an incredibly effective way of empowering them to get care when and where they need it.
Biometric Facial Scan Data
1
1
Vital Signs
Blood Pressure (Systolic/Diastolic)
Heart Rate & Variability
Respiratory Rate
Mental Stress Index
Helps Prevent
Cardiovascular disease
Stroke
Heart Attack
High/low blood pressure
Health Indicators
Cardiac Workload
Heart Rate Variability
Irregular Heartbeats
Blood Pressure
Personalized Employee Dashboard
Complete health assessments, upload biometric screenings, connect wearable devices and create customized daily wellness goals. Compete in challenges and exchange points for financial rewards and incentives.
Fitness & Nutrition Coaching On-Demand
Comprehensive Resources
Expert-guided financial and nutritional content designed to support a healthier lifestyle.
Customizable Plans
Access personalized meal plans and workout routines tailored to your specific goals.
Anytime, Anywhere
Enjoy on-demand access to fitness and nutrition tools, whether at home or on the go.
AI Driven Lab Tracking
Free Annual Lab Test
Each member receives one complimentary comprehensive lab test per year.
Early Detection
Biometric screenings establish baselines to help detect potential health issues before they become serious.
Physician Integration
New Physician Form & Private reporting ensures your healthcare providers have access to your results.
Reward and Incentives Feature
Designate a custom rewards budget that can be earned by employees. Points can be redeemed for gift cards from popular retailers like Amazon and Adidas, and never expire.
Connect from Home, Work, or Wherever Life Takes You
Initial Contact
"Hi, I'm worried I have something wrong with my leg and I'm hoping you can help me, because I'm thinking about going to the ER."
Doctor Response
"Of course, I'm Dr. Blake McKinney, and that's what I'm here for-what's going on with your leg?"
Patient Description
"Well, I noticed it was starting to hurt a couple of days ago, but I thought it was because I was standing a lot. It's hurting more today and it's red and swollen."
Diagnosis & Treatment
The doctor provides assessment and recommends appropriate care, saving time and potentially avoiding unnecessary ER visits.
Get the Top 1000+ Most Prescribed Medications for Free
Examples of free medications:
Common Heart & Blood Pressure Medications
AMLODIPINE, ATENOLOL, ATORVASTATIN, CARVEDILOL, CLOPIDOGREL, DILTIAZEM, HYDRALAZINE, LISINOPRIL, LISINOPRIL/HCTZ, LOSARTAN, METOPROLOL, PRAVASTATIN, ROSUVASTATIN, SIMVASTATIN
Antibiotics & Anti-infectives
ACYCLOVIR, AMOXICILLIN, AZITHROMYCIN, CEFDINIR, CEPHALEXIN, CIPROFLOXACIN, DOXYCYCLINE, FLUCONAZOLE, VALACYCLOVIR
Mental Health Medications
AMITRIPTYLINE, BUPROPION, CITALOPRAM, DULOXETINE, ESCITALOPRAM, FLUOXETINE, LAMOTRIGINE, PAROXETINE, SERTRALINE, TRAZODONE, VENLAFAXINE
Diabetes & Metabolic Medications
GLIMEPIRIDE, GLIPIZIDE, METFORMIN
Comprehensive Diabetes Program
Free Premium Glucometer
Bilingual voice-response technology
Testing Supplies
Monthly strips, lancets, and control solution
$0 Diabetes Medications
No out-of-pocket costs
Free Home Delivery
Auto-refills every three months
SaveOn Diabetes is our game-changing program for members with diabetes. Many people have diabetes and one in three Americans are pre-diabetic, making this an essential benefit for your workforce.
Skip The Trip with a Virtual Pet Consultation
Access Pet Portal
Login 24/7/365 or call 1-866-942-1194 for assistance.
Add Your Pet
Complete your member profile and add your pets' information.
Describe the Issue
Schedule a consultation and explain what's wrong with your pet.
Start Your Visit
Connect with a licensed veterinarian within the hour.
Indemnity Plan Benefits
Our flexible indemnity plan offers six levels of coverage to accommodate different employee needs, with 94% of employees qualifying for one of the available plans.
Paycheck Example & Employer Savings
$85.82
Monthly Take-Home Increase
Per employee with Supplemental Health Benefits
$723.88
Annual Savings
Per employee enrolled in the program
$60.32
Monthly FICA Savings
Employer tax savings per enrolled employee
$723,880
Annual Company Savings
Estimated for 1,000 participating employees
This plan is funded by a Section 125 premium deduction, reducing taxable income while providing valuable benefits. Employees can choose between increased take-home pay or a MassMutual guaranteed issue whole life insurance contract.
What's The Next Step?
Collect Information
Provide company name, state, number of employees, average income & payroll frequency for a quick quote.
Schedule Review Meeting
Set up a time to discuss your customized quote and implementation options.
Customize Your Plan
Work with our team to tailor the perfect solution for your organization.
Implementation
Our team handles the entire process for a seamless transition.
Contact us at Garrett@MyProfitabilityMavens.com or schedule time with Garrett, the founder, at tidycal.com/garrettlang/my-mavens-client-meeting
Laws under which this plan operates
Affordable Care Act Compliance
Our program operates under the expanded provisions of the Affordable Care Act, ensuring full compliance with federal regulations while maximizing benefits for employers and employees.
Hospital indemnity and fixed indemnity insurance serves as income replacement upon health-related events, with payments made as fixed dollar amounts regardless of expenses incurred.
Excepted Benefits Status
When hospital indemnity or fixed indemnity insurance meets payment standards and other statutory and regulatory criteria, it qualifies as an excepted benefit under the Affordable Care Act.
This status means it is not subject to the federal requirements or consumer protections that apply to comprehensive coverage, allowing for greater flexibility.