By accessing or using our services, you confirm that you are at least 18 years old and capable of entering into a binding contract. You agree to be bound by these Terms of Service, including any future amendments.

My Profitability Mavens provides consulting and business solutions to enhance profitability, including insurance offerings, wellness programs, and cost-saving strategies. The specifics of each service are outlined in the agreements or contracts specific to those services.

Any disputes arising from these terms or your use of our services will be resolved through binding arbitration in accordance with the American Arbitration Association, except where prohibited by law.

We reserve the right to suspend or terminate your access to our services at our discretion, with or without notice, for any violation of these terms or misuse of our services. This includes, but is not limited to, providing inaccurate information, engaging in fraudulent activities, or violating applicable laws and regulations.

Your use of our services is subject to our Privacy Policy, which is incorporated into these terms by reference.

We may update these Terms of Service at any time. Changes will be effective upon posting to our website. Your continued use of our services constitutes acceptance of the updated terms.

These terms are governed by the laws of the state of [Insert State], without regard to its conflict of law principles.